Regular Loan
What is Regular Loan?
ActoLoan is a digital product of Prakash Chemtex (India) Limited, an RBI-registered NBFC (Reg No: 1400538). Regular Loan is structured for eligible customers who prefer a planned drawdown pattern, with all pricing disclosed as Annual Percentage Rate (APR) from 18% to 42% and tenure from 61 to 365 days as per approval.
Complete a 100% digital loan application, get an instant eligibility check, and use secure Aadhaar eSign where applicable. Disbursement schedules, when offered, are explained clearly in your sanction letter and agreement.
Transparent pricing with no hidden charges. Our team supports you with a professional, compliant experience from eligibility through repayment.
Loan amounts for eligible salaried customers are typically from ₹1,000 to ₹50,000, subject to approval. Repayment aligns with your sanctioned tenure (61–365 days) and agreement terms.
How It Works
Application Submission
Complete and submit your digital loan application with the required documents on our website.
Application Review
ActoLoan reviews your application, conducts credit checks, and verifies your documents.
Disbursal Initiation
Upon acceptance of your eligibility, the loan amount is disbursed to your account directly instantly.
