About Us
About Us
ActoLoan is a digital product of Prakash Chemtex (India) Limited, an RBI-registered NBFC (Reg No: 1400538). We are committed to responsible, transparent digital lending: 100% digital process, instant eligibility check, and secure Aadhaar eSign where applicable. Loan tenures range from 61 days to 365 days; Annual Percentage Rate (APR) ranges from 18% to 42% based on assessment. Transparent pricing with no hidden charges.
A Seamless Solution for Urgent Needs
We deeply understand that financial emergencies require a fast and reliable response. That is why we have engineered a loan application process that is seamless, quick, and transparent from start to finish. Our digital-first philosophy ensures the ultimate convenience: you can initiate and complete your loan application from the comfort of your home and receive approval within minutes. Say goodbye to lengthy branch visits and complex paperwork.
Flexible Options, Competitive Benefits
ActoLoan is proud to offer flexible financing solutions tailored to various needs:
- One-Time Loans: Perfect for immediate, specific financial requirements.
- Regular Loans: Designed to provide ongoing financial support and stability.
All our offerings are priced with clear APR disclosure and a focus on minimal documentation, maximizing efficiency and trust.
Our Commitment to Empowerment
Our mission extends beyond just providing loans. ActoLoan is dedicated to delivering accessible, affordable, and reliable financial solutions that empower individuals across India to achieve their personal goals and successfully navigate financial challenges. We have proudly helped thousands of customers across the nation access quick funds precisely when they needed them the most, cementing our position as a trusted and reliable financial partner.
Instant Eligibility & Fast Disbursal
100% Digital Loan Application
APR 18% – 42% (profile-based)
Tenure 61 – 365 Days
24/7 Customer Support
Secure & Transparent Process
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Loans Disbursed
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Happy Users
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Repeated Borrowers
Our Credentials
Reserve Bank of India Registration
Certificate of Registration
Registration Number: 1400538
Issued By: Reserve Bank of India, Department of Non-Banking Supervision, Regional Office New Delhi
Date of Issue: March 24, 1998
ActoLoan operates as a registered Non-Banking Financial Institution (NBFC) under the Reserve Bank of India Act, 1934. This certificate authorizes us to commence and carry on the business of non-banking financial institution, ensuring compliance with all regulatory requirements and maintaining the highest standards of financial services.
Our Mission
ActoLoan is dedicated to making financial assistance quick, transparent, and accessible for all. We provide instant, paperless personal loans at competitive rates, ensuring you can quickly secure the funds you need without the stress and complexity of traditional banking. We believe financial emergencies should never derail your plans.
Our Vision
To be India's most trusted and preferred digital lending platform, setting the standard for speed, transparency, and a truly customer-centric experience. We envision a future where securing financial assistance requires nothing more than a few simple clicks.
We strive to empower millions of Indians by providing the funds needed to manage emergencies, finance education, launch businesses, and turn personal dreams into reality.
